Note: WaterRower acts as finance broker between you, the customer, and Klarna, the finance provider. As such, the two parties entering into the finance agreement are you and Klarna. To grant 0% finance Klarna will run a personal credit check before your application can be approved. Acceptance of your finance application is not guaranteed.
Yes! We have partnered with Klarna to allow you to spread the cost of your WaterRower NOHrD purchase. 0% APR finance is available on purchases over £350. Payment can be spread over 6, 12, or 24 months. Select the initial deposit that you would like to pay, this can be 10% and 50%.
Add the WaterRower NOHrD fitness equipment that you would like to buy to your cart. At checkout select the Klarna payment option. You will then be redirected to Klarna’s website to fill out you finance application. We will receive notification once your application has been completed.
Yes. Paying through Klarna, you are entitled to cancel your order anytime before it is delivered. Returns can be made up to 30 days after receiving your good, assuming that your WaterRower NOHrD fitness equipment remains in a saleable condition.
No! With 0% finance you will pay no more than if you paid the full amount upfront.
One of Europe’s largest banks, Klarna provide payment solutions for 60 million consumers across 100,000 merchants in 14 countries.
Yes, there is no penalty or fee for paying off your entire balance early.
Missing a payment means you could be charged a late payment fee, and may need to start paying interest of 18.9%. The missed payment will also appear on your credit record. If you're struggling to pay, contact Klarna to negotiate a new repayment plan.
Yes! Any combination of products that bring your basket total to £350 or more can be paid for through Klarna.
When you apply for financing, Klarna conducts a pre-assessment. This pre-assessment will not impact your credit score. If you pass this step, Klarna will conduct a full credit check. At this stage, your credit score may be impacted. For any questions relating to the credit check process, contact Klarna’s customer support team.
Applications can be declined for a whole host of reasons. Unfortunately, we are not given the reason why a customer is declined for a credit application. The authorisation process is carried out by the Klarna and WaterRower has no part in the decision. If you believe an error has been made in declining your application, please email firstname.lastname@example.org
The credit application has been given a refer decision which requires manual decisioning from Klarna to be either declined or accepted.
The application has been accepted, you must now pay the deposit and/or complete personal ID upload to proceed.
The customers identity document could not be validated, and it is down to Klarna to take action.